EMI Calculator – Loan & Mortgage EMI Calculator | ToolWise
Finance Tool

EMI Calculator

Calculate your monthly EMI for home loan, car loan, personal loan or any credit. Get full amortization schedule, prepayment analysis and loan comparisons — instantly, privately.

100% Private Instant No Signup
Loan Details ₹ INR
Loan Amount
₹50K₹5Cr
Interest Rate (p.a.)
%
1%36%
Loan Tenure
Yr
1 Yr30 Yr
Start Date
Prepayments Optional

No prepayments added yet.

Adjust the sliders and click Calculate EMI to see your monthly payment, total interest, full amortization schedule and more.

MONTHLY EMI
₹0
PER MONTH
₹0
Principal
₹0
Total Interest
₹0
Total Amount
0%
Interest
Principal Amount
₹0
Total Interest
₹0
Total Payment
₹0
Summary
Total EMIs
Loan End Date
Interest %
Per Year
Amortization Schedule
Yearly
# Date EMI Principal Interest Balance
Rate Comparison
Export / Share

Free EMI & Loan Calculator

India's most comprehensive EMI calculator. Supports home loans, car loans, personal loans and more. Get exact monthly instalments, total interest payable, full amortization schedule, prepayment savings and rate comparisons — all free, no registration required.

Home Loan EMI

Calculate home loan EMI for amounts up to ₹5 crore with tenure up to 30 years. Instantly see how much of each EMI goes to principal vs interest.

Car Loan EMI

Calculate car loan EMI with typical rates from 7–14%. Compare financing options for new and used vehicles in seconds.

Personal Loan EMI

Personal loan EMIs at rates from 10–24% across 1–7 year tenures. Understand the true cost before you borrow.

Amortization Schedule

See every single monthly payment — how much goes to principal and how much to interest — across the full loan period. Download as CSV.

Prepayment Analysis

Add lump-sum prepayments at any point in your loan and instantly see how much interest you save and how many months are cut off.

Rate Comparison

Compare your EMI across multiple interest rates side-by-side. Find the rate that fits your budget before you walk into the bank.

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